Monthly Repayment |
HKD$16,398
|
Initial Payment |
HKD$1.48 Millions
|
Loan Amount |
HKD$3.46 Millions
|
Total interest |
HKD$1.46 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$111,150
|
Legal Fee |
HKD$29,700
|
Agency Fee |
HKD$49,400
|
Total Expense |
HKD$190,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 42641 | 30293 | 23647 | 20695 | 15903 | 13032 | 11122 |
1.5% | 43391 | 31049 | 24411 | 21465 | 16686 | 13829 | 11934 |
2% | 44149 | 31818 | 25191 | 22252 | 17493 | 14656 | 12781 |
2.5% | 44916 | 32598 | 25986 | 23057 | 18324 | 15513 | 13663 |
3% | 45691 | 33390 | 26796 | 23880 | 19177 | 16398 | 14579 |
3.5% | 46475 | 34194 | 27622 | 24720 | 20055 | 17311 | 15527 |
4% | 47266 | 35010 | 28463 | 25578 | 20954 | 18252 | 16509 |
4.5% | 48066 | 35838 | 29319 | 26453 | 21877 | 19220 | 17521 |
5% | 48875 | 36677 | 30190 | 27345 | 22821 | 20215 | 18563 |
5.5% | 49691 | 37528 | 31076 | 28254 | 23787 | 21235 | 19634 |
6% | 50516 | 38390 | 31976 | 29180 | 24774 | 22279 | 20732 |