| Monthly Repayment |
HKD$16,232
|
| Loan Amount |
HKD$3.42 Millions
|
| Total interest |
HKD$1.45 Millions
|
| Total repayment |
HKD$4.87 Millions
|
| Down payment |
HKD$1,470,000
|
| Stamp Duty |
HKD$106,500
|
| Legal Fee |
HKD$29,450
|
| Agency Fee |
HKD$48,900
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,654,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 42209 | 29986 | 23408 | 20486 | 15742 | 12900 | 11009 |
| 1.5% | 42952 | 30735 | 24164 | 21248 | 16517 | 13689 | 11813 |
| 2% | 43702 | 31496 | 24936 | 22027 | 17316 | 14508 | 12652 |
| 2.5% | 44461 | 32268 | 25723 | 22824 | 18138 | 15356 | 13524 |
| 3% | 45229 | 33052 | 26525 | 23638 | 18983 | 16232 | 14431 |
| 3.5% | 46004 | 33848 | 27342 | 24470 | 19852 | 17136 | 15370 |
| 4% | 46788 | 34656 | 28175 | 25319 | 20742 | 18067 | 16341 |
| 4.5% | 47580 | 35475 | 29022 | 26185 | 21655 | 19026 | 17343 |
| 5% | 48380 | 36306 | 29884 | 27068 | 22590 | 20010 | 18375 |
| 5.5% | 49188 | 37148 | 30761 | 27968 | 23546 | 21020 | 19435 |
| 6% | 50005 | 38002 | 31653 | 28885 | 24523 | 22054 | 20522 |
