Monthly Repayment |
HKD$16,132
|
Initial Payment |
HKD$1.46 Millions
|
Loan Amount |
HKD$3.4 Millions
|
Total interest |
HKD$1.44 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$103,500
|
Legal Fee |
HKD$29,300
|
Agency Fee |
HKD$48,600
|
Total Expense |
HKD$181,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41950 | 29802 | 23264 | 20360 | 15645 | 12821 | 10942 |
1.5% | 42688 | 30547 | 24016 | 21117 | 16416 | 13605 | 11740 |
2% | 43434 | 31302 | 24783 | 21892 | 17210 | 14419 | 12574 |
2.5% | 44189 | 32070 | 25565 | 22684 | 18027 | 15261 | 13442 |
3% | 44951 | 32849 | 26362 | 23493 | 18867 | 16132 | 14342 |
3.5% | 45722 | 33640 | 27175 | 24320 | 19730 | 17031 | 15276 |
4% | 46501 | 34443 | 28002 | 25164 | 20615 | 17957 | 16241 |
4.5% | 47288 | 35257 | 28844 | 26025 | 21522 | 18909 | 17237 |
5% | 48083 | 36083 | 29701 | 26902 | 22451 | 19887 | 18262 |
5.5% | 48886 | 36920 | 30573 | 27797 | 23401 | 20891 | 19316 |
6% | 49698 | 37769 | 31459 | 28708 | 24372 | 21919 | 20396 |