Monthly Repayment |
HKD$15,999
|
Initial Payment |
HKD$1.45 Millions
|
Loan Amount |
HKD$3.37 Millions
|
Total interest |
HKD$1.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$99,500
|
Legal Fee |
HKD$29,100
|
Agency Fee |
HKD$48,200
|
Total Expense |
HKD$176,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41605 | 29557 | 23073 | 20193 | 15516 | 12715 | 10852 |
1.5% | 42337 | 30295 | 23818 | 20943 | 16281 | 13493 | 11644 |
2% | 43077 | 31045 | 24579 | 21711 | 17068 | 14300 | 12470 |
2.5% | 43825 | 31806 | 25355 | 22497 | 17878 | 15136 | 13331 |
3% | 44581 | 32579 | 26145 | 23300 | 18712 | 15999 | 14224 |
3.5% | 45346 | 33364 | 26951 | 24120 | 19567 | 16891 | 15150 |
4% | 46118 | 34160 | 27771 | 24957 | 20445 | 17809 | 16107 |
4.5% | 46899 | 34967 | 28607 | 25810 | 21345 | 18753 | 17095 |
5% | 47687 | 35786 | 29457 | 26681 | 22266 | 19724 | 18112 |
5.5% | 48484 | 36616 | 30321 | 27568 | 23209 | 20719 | 19157 |
6% | 49289 | 37458 | 31200 | 28471 | 24172 | 21738 | 20228 |