Monthly Repayment |
HKD$15,900
|
Initial Payment |
HKD$1.44 Millions
|
Loan Amount |
HKD$3.35 Millions
|
Total interest |
HKD$1.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$96,500
|
Legal Fee |
HKD$28,950
|
Agency Fee |
HKD$47,900
|
Total Expense |
HKD$173,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41346 | 29373 | 22929 | 20067 | 15420 | 12636 | 10784 |
1.5% | 42073 | 30107 | 23670 | 20813 | 16179 | 13409 | 11571 |
2% | 42809 | 30852 | 24426 | 21576 | 16962 | 14211 | 12393 |
2.5% | 43552 | 31608 | 25197 | 22357 | 17767 | 15042 | 13248 |
3% | 44304 | 32376 | 25983 | 23155 | 18595 | 15900 | 14136 |
3.5% | 45063 | 33156 | 26783 | 23970 | 19446 | 16785 | 15056 |
4% | 45831 | 33947 | 27599 | 24801 | 20318 | 17698 | 16007 |
4.5% | 46607 | 34749 | 28429 | 25650 | 21212 | 18637 | 16989 |
5% | 47390 | 35563 | 29273 | 26515 | 22128 | 19601 | 17999 |
5.5% | 48182 | 36388 | 30132 | 27396 | 23064 | 20590 | 19037 |
6% | 48982 | 37225 | 31005 | 28294 | 24021 | 21603 | 20102 |