Monthly Repayment |
HKD$15,893
|
Initial Payment |
HKD$1.44 Millions
|
Loan Amount |
HKD$3.35 Millions
|
Total interest |
HKD$1.42 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$96,300
|
Legal Fee |
HKD$28,940
|
Agency Fee |
HKD$47,880
|
Total Expense |
HKD$173,120
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 41329 | 29361 | 22920 | 20059 | 15413 | 12631 | 10780 |
1.5% | 42056 | 30094 | 23660 | 20804 | 16172 | 13404 | 11567 |
2% | 42791 | 30839 | 24416 | 21567 | 16955 | 14205 | 12388 |
2.5% | 43534 | 31595 | 25186 | 22348 | 17760 | 15035 | 13242 |
3% | 44285 | 32363 | 25972 | 23145 | 18587 | 15893 | 14130 |
3.5% | 45045 | 33142 | 26772 | 23960 | 19437 | 16778 | 15050 |
4% | 45812 | 33933 | 27587 | 24791 | 20310 | 17690 | 16001 |
4.5% | 46587 | 34735 | 28417 | 25639 | 21203 | 18629 | 16982 |
5% | 47371 | 35548 | 29261 | 26504 | 22119 | 19593 | 17992 |
5.5% | 48162 | 36373 | 30120 | 27385 | 23055 | 20581 | 19030 |
6% | 48962 | 37209 | 30993 | 28282 | 24011 | 21594 | 20094 |