Monthly Repayment |
HKD$15,760
|
Initial Payment |
HKD$1.42 Millions
|
Loan Amount |
HKD$3.32 Millions
|
Total interest |
HKD$1.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$92,300
|
Legal Fee |
HKD$28,740
|
Agency Fee |
HKD$47,480
|
Total Expense |
HKD$168,520
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 40984 | 29116 | 22728 | 19891 | 15285 | 12525 | 10690 |
1.5% | 41704 | 29843 | 23463 | 20631 | 16037 | 13292 | 11470 |
2% | 42433 | 30581 | 24212 | 21387 | 16813 | 14087 | 12284 |
2.5% | 43170 | 31331 | 24976 | 22161 | 17611 | 14910 | 13132 |
3% | 43915 | 32092 | 25755 | 22952 | 18432 | 15760 | 14012 |
3.5% | 44668 | 32865 | 26548 | 23759 | 19275 | 16638 | 14924 |
4% | 45429 | 33649 | 27357 | 24584 | 20140 | 17543 | 15867 |
4.5% | 46198 | 34445 | 28179 | 25425 | 21026 | 18473 | 16840 |
5% | 46975 | 35251 | 29017 | 26282 | 21934 | 19429 | 17841 |
5.5% | 47760 | 36069 | 29868 | 27156 | 22862 | 20409 | 18871 |
6% | 48552 | 36898 | 30734 | 28046 | 23811 | 21414 | 19926 |