Monthly Repayment |
HKD$15,369
|
Initial Payment |
HKD$1.39 Millions
|
Loan Amount |
HKD$3.24 Millions
|
Total interest |
HKD$1.37 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$80,500
|
Legal Fee |
HKD$28,150
|
Agency Fee |
HKD$46,300
|
Total Expense |
HKD$154,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39965 | 28392 | 22163 | 19397 | 14905 | 12214 | 10424 |
1.5% | 40668 | 29101 | 22879 | 20118 | 15639 | 12961 | 11185 |
2% | 41379 | 29821 | 23610 | 20856 | 16395 | 13737 | 11979 |
2.5% | 42097 | 30552 | 24355 | 21610 | 17174 | 14539 | 12805 |
3% | 42824 | 31295 | 25115 | 22381 | 17974 | 15369 | 13664 |
3.5% | 43558 | 32048 | 25889 | 23169 | 18796 | 16225 | 14553 |
4% | 44300 | 32813 | 26677 | 23973 | 19639 | 17107 | 15473 |
4.5% | 45050 | 33589 | 27479 | 24793 | 20504 | 18014 | 16421 |
5% | 45807 | 34375 | 28295 | 25629 | 21389 | 18946 | 17398 |
5.5% | 46573 | 35173 | 29126 | 26481 | 22294 | 19902 | 18402 |
6% | 47346 | 35981 | 29970 | 27349 | 23219 | 20881 | 19431 |