Monthly Repayment |
HKD$15,219
|
Initial Payment |
HKD$1.38 Millions
|
Loan Amount |
HKD$3.21 Millions
|
Total interest |
HKD$1.36 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$76,000
|
Legal Fee |
HKD$27,925
|
Agency Fee |
HKD$45,850
|
Total Expense |
HKD$149,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39577 | 28116 | 21948 | 19208 | 14760 | 12095 | 10323 |
1.5% | 40273 | 28818 | 22657 | 19922 | 15487 | 12835 | 11076 |
2% | 40977 | 29531 | 23381 | 20653 | 16236 | 13603 | 11862 |
2.5% | 41688 | 30255 | 24118 | 21400 | 17007 | 14398 | 12681 |
3% | 42408 | 30991 | 24871 | 22164 | 17799 | 15219 | 13531 |
3.5% | 43135 | 31737 | 25637 | 22944 | 18613 | 16067 | 14412 |
4% | 43870 | 32494 | 26417 | 23740 | 19448 | 16940 | 15322 |
4.5% | 44612 | 33262 | 27212 | 24552 | 20304 | 17839 | 16262 |
5% | 45362 | 34041 | 28020 | 25380 | 21181 | 18762 | 17229 |
5.5% | 46120 | 34831 | 28843 | 26224 | 22077 | 19709 | 18223 |
6% | 46886 | 35632 | 29678 | 27083 | 22993 | 20678 | 19242 |