Monthly Repayment |
HKD$15,170
|
Initial Payment |
HKD$1.37 Millions
|
Loan Amount |
HKD$3.2 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$74,500
|
Legal Fee |
HKD$27,850
|
Agency Fee |
HKD$45,700
|
Total Expense |
HKD$148,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39447 | 28024 | 21876 | 19145 | 14712 | 12056 | 10289 |
1.5% | 40141 | 28724 | 22583 | 19857 | 15436 | 12793 | 11040 |
2% | 40843 | 29435 | 23304 | 20585 | 16183 | 13559 | 11824 |
2.5% | 41552 | 30156 | 24040 | 21330 | 16951 | 14351 | 12639 |
3% | 42269 | 30889 | 24789 | 22091 | 17741 | 15170 | 13487 |
3.5% | 42994 | 31633 | 25553 | 22869 | 18552 | 16014 | 14364 |
4% | 43726 | 32388 | 26331 | 23662 | 19385 | 16885 | 15272 |
4.5% | 44466 | 33153 | 27123 | 24472 | 20238 | 17781 | 16208 |
5% | 45214 | 33930 | 27929 | 25297 | 21111 | 18701 | 17172 |
5.5% | 45969 | 34717 | 28748 | 26138 | 22005 | 19644 | 18163 |
6% | 46732 | 35515 | 29581 | 26994 | 22918 | 20611 | 19179 |