Monthly Repayment |
HKD$14,506
|
Initial Payment |
HKD$1.31 Millions
|
Loan Amount |
HKD$3.06 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,550
|
Legal Fee |
HKD$26,850
|
Agency Fee |
HKD$43,700
|
Total Expense |
HKD$136,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37721 | 26798 | 20919 | 18307 | 14068 | 11528 | 9838 |
1.5% | 38384 | 27467 | 21595 | 18988 | 14761 | 12234 | 10557 |
2% | 39055 | 28146 | 22284 | 19684 | 15474 | 12965 | 11306 |
2.5% | 39733 | 28837 | 22987 | 20397 | 16209 | 13723 | 12086 |
3% | 40419 | 29537 | 23704 | 21124 | 16965 | 14506 | 12896 |
3.5% | 41112 | 30249 | 24435 | 21868 | 17740 | 15314 | 13736 |
4% | 41812 | 30970 | 25179 | 22627 | 18536 | 16146 | 14604 |
4.5% | 42520 | 31702 | 25936 | 23401 | 19352 | 17002 | 15499 |
5% | 43235 | 32445 | 26706 | 24190 | 20188 | 17882 | 16421 |
5.5% | 43957 | 33198 | 27490 | 24994 | 21042 | 18784 | 17368 |
6% | 44687 | 33961 | 28287 | 25813 | 21915 | 19709 | 18340 |