Monthly Repayment |
HKD$14,406
|
Initial Payment |
HKD$1.3 Millions
|
Loan Amount |
HKD$3.04 Millions
|
Total interest |
HKD$1.28 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,100
|
Legal Fee |
HKD$26,700
|
Agency Fee |
HKD$43,400
|
Total Expense |
HKD$135,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37462 | 26614 | 20775 | 18182 | 13971 | 11449 | 9771 |
1.5% | 38121 | 27278 | 21446 | 18858 | 14659 | 12150 | 10484 |
2% | 38787 | 27953 | 22131 | 19549 | 15368 | 12876 | 11229 |
2.5% | 39461 | 28639 | 22830 | 20257 | 16098 | 13628 | 12003 |
3% | 40142 | 29335 | 23542 | 20979 | 16848 | 14406 | 12808 |
3.5% | 40830 | 30041 | 24267 | 21718 | 17619 | 15208 | 13641 |
4% | 41525 | 30758 | 25006 | 22471 | 18409 | 16035 | 14503 |
4.5% | 42228 | 31485 | 25758 | 23240 | 19219 | 16886 | 15393 |
5% | 42938 | 32222 | 26523 | 24024 | 20049 | 17759 | 16308 |
5.5% | 43656 | 32970 | 27301 | 24822 | 20898 | 18655 | 17249 |
6% | 44380 | 33728 | 28093 | 25636 | 21765 | 19573 | 18214 |