Monthly Repayment |
HKD$14,174
|
Loan Amount |
HKD$2.99 Millions
|
Total interest |
HKD$1.26 Millions
|
Total repayment |
HKD$4.25 Millions
|
Down payment |
HKD$1,280,000
|
Stamp Duty |
HKD$64,050
|
Legal Fee |
HKD$26,350
|
Agency Fee |
HKD$42,700
|
complete insurance payment |
--
|
Total Expense |
HKD$1,413,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36858 | 26184 | 20440 | 17889 | 13746 | 11264 | 9613 |
1.5% | 37506 | 26838 | 21100 | 18554 | 14423 | 11954 | 10315 |
2% | 38161 | 27502 | 21774 | 19234 | 15120 | 12669 | 11047 |
2.5% | 38824 | 28177 | 22461 | 19930 | 15838 | 13409 | 11810 |
3% | 39494 | 28862 | 23162 | 20641 | 16576 | 14174 | 12601 |
3.5% | 40171 | 29556 | 23876 | 21367 | 17334 | 14963 | 13421 |
4% | 40856 | 30262 | 24602 | 22109 | 18112 | 15777 | 14269 |
4.5% | 41547 | 30977 | 25342 | 22865 | 18909 | 16613 | 15144 |
5% | 42246 | 31702 | 26095 | 23636 | 19726 | 17473 | 16045 |
5.5% | 42952 | 32438 | 26861 | 24422 | 20560 | 18355 | 16971 |
6% | 43664 | 33184 | 27639 | 25222 | 21414 | 19258 | 17920 |