Monthly Repayment |
HKD$14,074
|
Initial Payment |
HKD$1.27 Millions
|
Loan Amount |
HKD$2.97 Millions
|
Total interest |
HKD$1.25 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$63,600
|
Legal Fee |
HKD$26,200
|
Agency Fee |
HKD$42,400
|
Total Expense |
HKD$132,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36599 | 26000 | 20297 | 17763 | 13649 | 11185 | 9546 |
1.5% | 37242 | 26650 | 20952 | 18423 | 14321 | 11870 | 10243 |
2% | 37893 | 27309 | 21621 | 19099 | 15014 | 12579 | 10970 |
2.5% | 38551 | 27979 | 22304 | 19790 | 15727 | 13314 | 11727 |
3% | 39217 | 28659 | 22999 | 20496 | 16460 | 14074 | 12513 |
3.5% | 39889 | 29349 | 23708 | 21217 | 17213 | 14858 | 13327 |
4% | 40569 | 30049 | 24430 | 21953 | 17985 | 15666 | 14169 |
4.5% | 41255 | 30759 | 25164 | 22705 | 18777 | 16497 | 15038 |
5% | 41949 | 31480 | 25912 | 23470 | 19587 | 17350 | 15932 |
5.5% | 42650 | 32210 | 26672 | 24251 | 20416 | 18226 | 16851 |
6% | 43358 | 32950 | 27445 | 25045 | 21263 | 19122 | 17794 |