Monthly Repayment |
HKD$13,799
|
Loan Amount |
HKD$2.91 Millions
|
Total interest |
HKD$1.23 Millions
|
Total repayment |
HKD$4.14 Millions
|
Down payment |
HKD$1,250,000
|
Stamp Duty |
HKD$62,355
|
Legal Fee |
HKD$25,785
|
Agency Fee |
HKD$41,570
|
complete insurance payment |
--
|
Total Expense |
HKD$1,379,710
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35882 | 25491 | 19899 | 17415 | 13382 | 10966 | 9359 |
1.5% | 36513 | 26128 | 20542 | 18063 | 14041 | 11637 | 10042 |
2% | 37151 | 26774 | 21198 | 18725 | 14720 | 12333 | 10755 |
2.5% | 37797 | 27431 | 21867 | 19402 | 15419 | 13054 | 11497 |
3% | 38449 | 28098 | 22549 | 20095 | 16138 | 13799 | 12268 |
3.5% | 39108 | 28774 | 23244 | 20802 | 16876 | 14567 | 13066 |
4% | 39774 | 29461 | 23951 | 21524 | 17633 | 15359 | 13892 |
4.5% | 40448 | 30157 | 24672 | 22260 | 18409 | 16174 | 14744 |
5% | 41128 | 30864 | 25405 | 23011 | 19204 | 17010 | 15620 |
5.5% | 41815 | 31580 | 26150 | 23776 | 20016 | 17869 | 16522 |
6% | 42509 | 32305 | 26908 | 24555 | 20847 | 18748 | 17446 |