Monthly Repayment |
HKD$13,643
|
Initial Payment |
HKD$1.23 Millions
|
Loan Amount |
HKD$2.88 Millions
|
Total interest |
HKD$1.22 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,650
|
Legal Fee |
HKD$25,550
|
Agency Fee |
HKD$41,100
|
Total Expense |
HKD$128,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35476 | 25203 | 19674 | 17218 | 13231 | 10842 | 9253 |
1.5% | 36100 | 25833 | 20310 | 17858 | 13882 | 11506 | 9929 |
2% | 36731 | 26472 | 20958 | 18513 | 14554 | 12194 | 10633 |
2.5% | 37369 | 27121 | 21620 | 19183 | 15245 | 12906 | 11367 |
3% | 38014 | 27780 | 22294 | 19868 | 15955 | 13643 | 12129 |
3.5% | 38666 | 28449 | 22981 | 20567 | 16685 | 14402 | 12919 |
4% | 39325 | 29128 | 23681 | 21280 | 17434 | 15185 | 13735 |
4.5% | 39990 | 29816 | 24393 | 22008 | 18201 | 15991 | 14577 |
5% | 40663 | 30515 | 25117 | 22751 | 18986 | 16818 | 15444 |
5.5% | 41342 | 31223 | 25854 | 23507 | 19790 | 17667 | 16335 |
6% | 42028 | 31940 | 26604 | 24277 | 20611 | 18536 | 17249 |