Monthly Repayment |
HKD$13,344
|
Initial Payment |
HKD$1.21 Millions
|
Loan Amount |
HKD$2.81 Millions
|
Total interest |
HKD$1.19 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$60,300
|
Legal Fee |
HKD$25,100
|
Agency Fee |
HKD$40,200
|
Total Expense |
HKD$125,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 34700 | 24651 | 19243 | 16841 | 12941 | 10605 | 9050 |
1.5% | 35310 | 25267 | 19865 | 17467 | 13578 | 11254 | 9711 |
2% | 35927 | 25892 | 20499 | 18108 | 14235 | 11927 | 10401 |
2.5% | 36551 | 26527 | 21146 | 18763 | 14911 | 12624 | 11118 |
3% | 37182 | 27172 | 21806 | 19432 | 15606 | 13344 | 11863 |
3.5% | 37819 | 27826 | 22478 | 20116 | 16320 | 14087 | 12636 |
4% | 38464 | 28490 | 23162 | 20814 | 17052 | 14853 | 13434 |
4.5% | 39115 | 29163 | 23859 | 21526 | 17802 | 15641 | 14258 |
5% | 39772 | 29846 | 24567 | 22252 | 18571 | 16450 | 15106 |
5.5% | 40437 | 30539 | 25288 | 22992 | 19357 | 17280 | 15977 |
6% | 41108 | 31241 | 26021 | 23746 | 20160 | 18130 | 16871 |