Monthly Repayment |
HKD$13,012
|
Initial Payment |
HKD$1.18 Millions
|
Loan Amount |
HKD$2.74 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,800
|
Legal Fee |
HKD$24,600
|
Agency Fee |
HKD$39,200
|
Total Expense |
HKD$122,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33836 | 24038 | 18765 | 16422 | 12619 | 10341 | 8825 |
1.5% | 34432 | 24638 | 19371 | 17033 | 13241 | 10974 | 9470 |
2% | 35033 | 25248 | 19989 | 17657 | 13881 | 11630 | 10142 |
2.5% | 35642 | 25867 | 20620 | 18296 | 14540 | 12310 | 10842 |
3% | 36257 | 26496 | 21263 | 18949 | 15218 | 13012 | 11568 |
3.5% | 36878 | 27134 | 21919 | 19616 | 15914 | 13737 | 12321 |
4% | 37507 | 27781 | 22586 | 20297 | 16628 | 14483 | 13100 |
4.5% | 38142 | 28438 | 23265 | 20991 | 17359 | 15252 | 13903 |
5% | 38783 | 29104 | 23956 | 21699 | 18109 | 16041 | 14730 |
5.5% | 39431 | 29779 | 24659 | 22420 | 18875 | 16850 | 15580 |
6% | 40085 | 30464 | 25374 | 23155 | 19658 | 17679 | 16451 |