Monthly Repayment |
HKD$12,979
|
Initial Payment |
HKD$1.17 Millions
|
Loan Amount |
HKD$2.74 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,650
|
Legal Fee |
HKD$24,550
|
Agency Fee |
HKD$39,100
|
Total Expense |
HKD$122,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33750 | 23977 | 18717 | 16380 | 12587 | 10314 | 8803 |
1.5% | 34344 | 24575 | 19321 | 16989 | 13207 | 10946 | 9445 |
2% | 34944 | 25184 | 19938 | 17612 | 13846 | 11600 | 10116 |
2.5% | 35551 | 25801 | 20568 | 18250 | 14503 | 12278 | 10814 |
3% | 36164 | 26428 | 21209 | 18901 | 15179 | 12979 | 11539 |
3.5% | 36784 | 27065 | 21863 | 19566 | 15873 | 13702 | 12290 |
4% | 37411 | 27710 | 22528 | 20245 | 16585 | 14446 | 13066 |
4.5% | 38044 | 28365 | 23206 | 20937 | 17315 | 15213 | 13867 |
5% | 38684 | 29030 | 23895 | 21644 | 18062 | 16000 | 14692 |
5.5% | 39330 | 29703 | 24596 | 22363 | 18827 | 16807 | 15540 |
6% | 39983 | 30386 | 25309 | 23096 | 19608 | 17634 | 16409 |