Monthly Repayment |
HKD$12,912
|
Initial Payment |
HKD$1.17 Millions
|
Loan Amount |
HKD$2.72 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,350
|
Legal Fee |
HKD$24,450
|
Agency Fee |
HKD$38,900
|
Total Expense |
HKD$121,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33577 | 23854 | 18621 | 16297 | 12522 | 10262 | 8758 |
1.5% | 34168 | 24450 | 19223 | 16902 | 13139 | 10890 | 9397 |
2% | 34765 | 25055 | 19836 | 17522 | 13775 | 11541 | 10064 |
2.5% | 35369 | 25669 | 20462 | 18156 | 14429 | 12215 | 10759 |
3% | 35979 | 26293 | 21101 | 18804 | 15101 | 12912 | 11480 |
3.5% | 36596 | 26926 | 21751 | 19466 | 15792 | 13631 | 12227 |
4% | 37220 | 27569 | 22413 | 20141 | 16500 | 14372 | 13000 |
4.5% | 37850 | 28220 | 23087 | 20830 | 17227 | 15135 | 13797 |
5% | 38486 | 28881 | 23773 | 21533 | 17970 | 15918 | 14617 |
5.5% | 39129 | 29551 | 24471 | 22249 | 18731 | 16721 | 15460 |
6% | 39779 | 30230 | 25180 | 22978 | 19508 | 17544 | 16325 |