Monthly Repayment |
HKD$12,906
|
Initial Payment |
HKD$1.17 Millions
|
Loan Amount |
HKD$2.72 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$58,320
|
Legal Fee |
HKD$24,440
|
Agency Fee |
HKD$38,880
|
Total Expense |
HKD$121,640
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33560 | 23842 | 18611 | 16288 | 12516 | 10256 | 8753 |
1.5% | 34150 | 24437 | 19213 | 16894 | 13132 | 10884 | 9392 |
2% | 34747 | 25042 | 19826 | 17513 | 13768 | 11535 | 10059 |
2.5% | 35351 | 25656 | 20452 | 18147 | 14421 | 12209 | 10753 |
3% | 35961 | 26279 | 21090 | 18794 | 15093 | 12906 | 11474 |
3.5% | 36577 | 26912 | 21740 | 19456 | 15784 | 13624 | 12221 |
4% | 37201 | 27554 | 22401 | 20131 | 16492 | 14365 | 12993 |
4.5% | 37830 | 28206 | 23075 | 20820 | 17218 | 15127 | 13789 |
5% | 38466 | 28866 | 23761 | 21522 | 17961 | 15910 | 14610 |
5.5% | 39109 | 29536 | 24458 | 22237 | 18721 | 16713 | 15452 |
6% | 39758 | 30215 | 25167 | 22966 | 19498 | 17535 | 16317 |