Monthly Repayment |
HKD$12,713
|
Initial Payment |
HKD$1.15 Millions
|
Loan Amount |
HKD$2.68 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,450
|
Legal Fee |
HKD$24,150
|
Agency Fee |
HKD$38,300
|
Total Expense |
HKD$119,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33060 | 23486 | 18334 | 16045 | 12329 | 10103 | 8623 |
1.5% | 33641 | 24073 | 18926 | 16642 | 12937 | 10722 | 9252 |
2% | 34229 | 24668 | 19531 | 17252 | 13562 | 11363 | 9909 |
2.5% | 34823 | 25273 | 20147 | 17876 | 14206 | 12027 | 10593 |
3% | 35424 | 25887 | 20775 | 18514 | 14868 | 12713 | 11303 |
3.5% | 36032 | 26511 | 21415 | 19166 | 15548 | 13421 | 12038 |
4% | 36646 | 27143 | 22067 | 19831 | 16246 | 14151 | 12799 |
4.5% | 37266 | 27785 | 22731 | 20509 | 16961 | 14901 | 13584 |
5% | 37893 | 28436 | 23406 | 21201 | 17693 | 15672 | 14392 |
5.5% | 38526 | 29095 | 24093 | 21906 | 18442 | 16463 | 15222 |
6% | 39165 | 29764 | 24791 | 22623 | 19207 | 17273 | 16073 |