Monthly Repayment |
HKD$12,673
|
Initial Payment |
HKD$1.15 Millions
|
Loan Amount |
HKD$2.67 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$57,270
|
Legal Fee |
HKD$24,090
|
Agency Fee |
HKD$38,180
|
Total Expense |
HKD$119,540
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32956 | 23413 | 18276 | 15995 | 12291 | 10072 | 8596 |
1.5% | 33536 | 23997 | 18867 | 16589 | 12896 | 10688 | 9223 |
2% | 34122 | 24591 | 19469 | 17198 | 13520 | 11327 | 9878 |
2.5% | 34714 | 25194 | 20084 | 17820 | 14162 | 11989 | 10560 |
3% | 35313 | 25806 | 20710 | 18456 | 14822 | 12673 | 11267 |
3.5% | 35919 | 26428 | 21348 | 19105 | 15500 | 13379 | 12001 |
4% | 36531 | 27058 | 21998 | 19768 | 16195 | 14106 | 12759 |
4.5% | 37149 | 27698 | 22660 | 20445 | 16908 | 14855 | 13541 |
5% | 37774 | 28347 | 23333 | 21134 | 17637 | 15623 | 14347 |
5.5% | 38405 | 29004 | 24018 | 21837 | 18384 | 16412 | 15174 |
6% | 39042 | 29671 | 24714 | 22552 | 19147 | 17219 | 16023 |