Monthly Repayment |
HKD$12,474
|
Initial Payment |
HKD$1.13 Millions
|
Loan Amount |
HKD$2.63 Millions
|
Total interest |
HKD$1.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$56,370
|
Legal Fee |
HKD$23,790
|
Agency Fee |
HKD$37,580
|
Total Expense |
HKD$117,740
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32438 | 23045 | 17989 | 15743 | 12097 | 9914 | 8461 |
1.5% | 33009 | 23620 | 18570 | 16329 | 12693 | 10520 | 9078 |
2% | 33586 | 24205 | 19163 | 16928 | 13307 | 11149 | 9723 |
2.5% | 34169 | 24798 | 19768 | 17540 | 13939 | 11801 | 10394 |
3% | 34758 | 25401 | 20385 | 18166 | 14589 | 12474 | 11090 |
3.5% | 35354 | 26012 | 21013 | 18805 | 15256 | 13169 | 11812 |
4% | 35957 | 26633 | 21652 | 19458 | 15940 | 13885 | 12558 |
4.5% | 36565 | 27263 | 22304 | 20123 | 16642 | 14621 | 13328 |
5% | 37180 | 27901 | 22966 | 20802 | 17360 | 15378 | 14121 |
5.5% | 37801 | 28548 | 23640 | 21494 | 18095 | 16154 | 14936 |
6% | 38429 | 29205 | 24325 | 22198 | 18846 | 16948 | 15771 |