Monthly Repayment |
HKD$12,381
|
Initial Payment |
HKD$1.12 Millions
|
Loan Amount |
HKD$2.61 Millions
|
Total interest |
HKD$1.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,950
|
Legal Fee |
HKD$23,650
|
Agency Fee |
HKD$37,300
|
Total Expense |
HKD$116,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32196 | 22873 | 17855 | 15626 | 12007 | 9840 | 8398 |
1.5% | 32763 | 23444 | 18432 | 16207 | 12599 | 10442 | 9011 |
2% | 33335 | 24024 | 19021 | 16802 | 13208 | 11066 | 9650 |
2.5% | 33914 | 24613 | 19621 | 17409 | 13835 | 11713 | 10316 |
3% | 34499 | 25212 | 20233 | 18031 | 14480 | 12381 | 11008 |
3.5% | 35091 | 25819 | 20856 | 18665 | 15142 | 13071 | 11724 |
4% | 35689 | 26435 | 21491 | 19313 | 15822 | 13781 | 12465 |
4.5% | 36293 | 27059 | 22137 | 19973 | 16518 | 14512 | 13229 |
5% | 36903 | 27693 | 22795 | 20647 | 17231 | 15263 | 14016 |
5.5% | 37520 | 28336 | 23464 | 21334 | 17960 | 16033 | 14824 |
6% | 38142 | 28987 | 24144 | 22033 | 18706 | 16822 | 15654 |