Monthly Repayment |
HKD$12,275
|
Initial Payment |
HKD$1.11 Millions
|
Loan Amount |
HKD$2.59 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$55,470
|
Legal Fee |
HKD$23,490
|
Agency Fee |
HKD$36,980
|
Total Expense |
HKD$115,940
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31920 | 22677 | 17702 | 15492 | 11904 | 9755 | 8325 |
1.5% | 32482 | 23243 | 18274 | 16068 | 12491 | 10352 | 8933 |
2% | 33049 | 23818 | 18857 | 16657 | 13095 | 10971 | 9567 |
2.5% | 33623 | 24402 | 19452 | 17260 | 13717 | 11612 | 10228 |
3% | 34203 | 24995 | 20059 | 17876 | 14356 | 12275 | 10913 |
3.5% | 34790 | 25597 | 20677 | 18505 | 15012 | 12959 | 11623 |
4% | 35383 | 26208 | 21307 | 19147 | 15686 | 13663 | 12358 |
4.5% | 35981 | 26827 | 21947 | 19802 | 16376 | 14388 | 13116 |
5% | 36587 | 27456 | 22600 | 20470 | 17083 | 15132 | 13896 |
5.5% | 37198 | 28093 | 23263 | 21151 | 17806 | 15896 | 14697 |
6% | 37815 | 28738 | 23937 | 21844 | 18545 | 16678 | 15519 |