Monthly Repayment |
HKD$12,149
|
Initial Payment |
HKD$1.1 Millions
|
Loan Amount |
HKD$2.56 Millions
|
Total interest |
HKD$1.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$54,900
|
Legal Fee |
HKD$23,300
|
Agency Fee |
HKD$36,600
|
Total Expense |
HKD$114,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31592 | 22444 | 17520 | 15333 | 11782 | 9655 | 8240 |
1.5% | 32148 | 23004 | 18086 | 15903 | 12362 | 10246 | 8841 |
2% | 32710 | 23573 | 18664 | 16486 | 12960 | 10859 | 9469 |
2.5% | 33278 | 24151 | 19253 | 17083 | 13576 | 11493 | 10122 |
3% | 33852 | 24738 | 19853 | 17692 | 14208 | 12149 | 10801 |
3.5% | 34432 | 25334 | 20465 | 18315 | 14858 | 12825 | 11504 |
4% | 35019 | 25939 | 21088 | 18950 | 15525 | 13523 | 12231 |
4.5% | 35612 | 26552 | 21722 | 19599 | 16208 | 14240 | 12981 |
5% | 36211 | 27173 | 22367 | 20260 | 16908 | 14977 | 13753 |
5.5% | 36816 | 27804 | 23024 | 20933 | 17623 | 15732 | 14546 |
6% | 37427 | 28443 | 23691 | 21619 | 18354 | 16507 | 15360 |