| Monthly Repayment |
HKD$11,897
|
| Loan Amount |
HKD$2.51 Millions
|
| Total interest |
HKD$1.06 Millions
|
| Total repayment |
HKD$3.57 Millions
|
| Down payment |
HKD$1,080,000
|
| Stamp Duty |
HKD$53,760
|
| Legal Fee |
HKD$22,920
|
| Agency Fee |
HKD$35,840
|
| complete insurance payment |
--
|
| Total Expense |
HKD$1,192,520
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 30936 | 21978 | 17156 | 15015 | 11537 | 9454 | 8069 |
| 1.5% | 31480 | 22526 | 17710 | 15573 | 12106 | 10033 | 8658 |
| 2% | 32030 | 23084 | 18276 | 16144 | 12691 | 10633 | 9273 |
| 2.5% | 32587 | 23650 | 18853 | 16728 | 13294 | 11254 | 9912 |
| 3% | 33149 | 24225 | 19441 | 17325 | 13913 | 11897 | 10577 |
| 3.5% | 33717 | 24808 | 20040 | 17934 | 14550 | 12559 | 11265 |
| 4% | 34292 | 25400 | 20650 | 18557 | 15202 | 13242 | 11977 |
| 4.5% | 34872 | 26000 | 21271 | 19192 | 15871 | 13944 | 12711 |
| 5% | 35459 | 26609 | 21903 | 19839 | 16556 | 14666 | 13467 |
| 5.5% | 36051 | 27227 | 22546 | 20498 | 17257 | 15406 | 14244 |
| 6% | 36649 | 27852 | 23199 | 21170 | 17973 | 16164 | 15041 |
