Monthly Repayment |
HKD$11,850
|
Initial Payment |
HKD$1.07 Millions
|
Loan Amount |
HKD$2.5 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$53,550
|
Legal Fee |
HKD$22,850
|
Agency Fee |
HKD$35,700
|
Total Expense |
HKD$112,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30815 | 21892 | 17089 | 14956 | 11492 | 9418 | 8037 |
1.5% | 31357 | 22438 | 17641 | 15512 | 12058 | 9994 | 8624 |
2% | 31905 | 22994 | 18205 | 16081 | 12642 | 10592 | 9236 |
2.5% | 32459 | 23558 | 18779 | 16663 | 13242 | 11210 | 9874 |
3% | 33020 | 24130 | 19365 | 17257 | 13859 | 11850 | 10535 |
3.5% | 33586 | 24711 | 19961 | 17864 | 14493 | 12510 | 11221 |
4% | 34158 | 25301 | 20569 | 18484 | 15143 | 13190 | 11930 |
4.5% | 34736 | 25899 | 21188 | 19117 | 15809 | 13890 | 12662 |
5% | 35320 | 26505 | 21817 | 19761 | 16492 | 14608 | 13415 |
5.5% | 35910 | 27120 | 22457 | 20418 | 17190 | 15346 | 14189 |
6% | 36506 | 27744 | 23108 | 21087 | 17903 | 16101 | 14982 |