Monthly Repayment |
HKD$11,419
|
Initial Payment |
HKD$1.03 Millions
|
Loan Amount |
HKD$2.41 Millions
|
Total interest |
HKD$1.02 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$44,100
|
Legal Fee |
HKD$22,200
|
Agency Fee |
HKD$34,400
|
Total Expense |
HKD$100,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29693 | 21095 | 16467 | 14411 | 11074 | 9075 | 7745 |
1.5% | 30215 | 21621 | 16999 | 14947 | 11619 | 9630 | 8310 |
2% | 30743 | 22156 | 17542 | 15495 | 12181 | 10206 | 8900 |
2.5% | 31277 | 22700 | 18095 | 16056 | 12760 | 10802 | 9514 |
3% | 31817 | 23251 | 18660 | 16629 | 13354 | 11419 | 10152 |
3.5% | 32363 | 23811 | 19235 | 17214 | 13965 | 12055 | 10812 |
4% | 32914 | 24379 | 19820 | 17811 | 14592 | 12710 | 11496 |
4.5% | 33471 | 24956 | 20416 | 18421 | 15234 | 13384 | 12200 |
5% | 34034 | 25540 | 21023 | 19042 | 15891 | 14076 | 12926 |
5.5% | 34603 | 26133 | 21640 | 19675 | 16564 | 14787 | 13672 |
6% | 35177 | 26733 | 22267 | 20320 | 17251 | 15514 | 14437 |