Monthly Repayment |
HKD$11,385
|
Initial Payment |
HKD$1.03 Millions
|
Loan Amount |
HKD$2.4 Millions
|
Total interest |
HKD$1.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$43,100
|
Legal Fee |
HKD$22,150
|
Agency Fee |
HKD$34,300
|
Total Expense |
HKD$99,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 29607 | 21033 | 16419 | 14369 | 11042 | 9048 | 7722 |
1.5% | 30128 | 21558 | 16949 | 14904 | 11585 | 9602 | 8286 |
2% | 30654 | 22092 | 17491 | 15450 | 12146 | 10176 | 8874 |
2.5% | 31186 | 22634 | 18043 | 16009 | 12722 | 10771 | 9486 |
3% | 31725 | 23184 | 18605 | 16580 | 13315 | 11385 | 10122 |
3.5% | 32269 | 23742 | 19179 | 17164 | 13924 | 12019 | 10781 |
4% | 32818 | 24308 | 19763 | 17759 | 14549 | 12673 | 11462 |
4.5% | 33374 | 24883 | 20357 | 18367 | 15189 | 13345 | 12165 |
5% | 33935 | 25466 | 20962 | 18986 | 15845 | 14036 | 12889 |
5.5% | 34502 | 26057 | 21577 | 19618 | 16516 | 14744 | 13632 |
6% | 35075 | 26656 | 22202 | 20261 | 17201 | 15469 | 14395 |