Monthly Repayment |
HKD$10,688
|
Initial Payment |
HKD$0.97 Millions
|
Loan Amount |
HKD$2.25 Millions
|
Total interest |
HKD$0.95 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$22,100
|
Legal Fee |
HKD$21,100
|
Agency Fee |
HKD$32,200
|
Total Expense |
HKD$75,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27794 | 19745 | 15414 | 13490 | 10366 | 8494 | 7249 |
1.5% | 28283 | 20239 | 15912 | 13991 | 10876 | 9014 | 7779 |
2% | 28777 | 20739 | 16420 | 14504 | 11402 | 9553 | 8331 |
2.5% | 29277 | 21248 | 16938 | 15029 | 11944 | 10111 | 8906 |
3% | 29782 | 21764 | 17466 | 15565 | 12500 | 10688 | 9502 |
3.5% | 30293 | 22288 | 18004 | 16113 | 13072 | 11284 | 10121 |
4% | 30809 | 22820 | 18553 | 16672 | 13658 | 11897 | 10760 |
4.5% | 31330 | 23360 | 19111 | 17242 | 14259 | 12528 | 11420 |
5% | 31857 | 23907 | 19678 | 17824 | 14875 | 13176 | 12099 |
5.5% | 32390 | 24461 | 20256 | 18417 | 15504 | 13841 | 12797 |
6% | 32927 | 25024 | 20843 | 19020 | 16148 | 14522 | 13513 |