Monthly Repayment |
HKD$1,062
|
Loan Amount |
HKD$0.22 Millions
|
Total interest |
HKD$0.09 Millions
|
Total repayment |
HKD$0.31 Millions
|
Down payment |
HKD$100,000
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$4,450
|
Agency Fee |
HKD$3,200
|
complete insurance payment |
--
|
Total Expense |
HKD$107,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2762 | 1962 | 1531 | 1340 | 1030 | 844 | 720 |
1.5% | 2810 | 2011 | 1581 | 1390 | 1080 | 895 | 773 |
2% | 2859 | 2061 | 1631 | 1441 | 1133 | 949 | 827 |
2.5% | 2909 | 2111 | 1683 | 1493 | 1186 | 1004 | 885 |
3% | 2959 | 2162 | 1735 | 1546 | 1242 | 1062 | 944 |
3.5% | 3010 | 2215 | 1789 | 1601 | 1299 | 1121 | 1005 |
4% | 3061 | 2267 | 1843 | 1656 | 1357 | 1182 | 1069 |
4.5% | 3113 | 2321 | 1899 | 1713 | 1417 | 1245 | 1134 |
5% | 3165 | 2375 | 1955 | 1771 | 1478 | 1309 | 1202 |
5.5% | 3218 | 2430 | 2013 | 1830 | 1540 | 1375 | 1271 |
6% | 3272 | 2486 | 2071 | 1890 | 1604 | 1443 | 1342 |