Monthly Repayment |
HKD$10,589
|
Initial Payment |
HKD$0.96 Millions
|
Loan Amount |
HKD$2.23 Millions
|
Total interest |
HKD$0.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$19,100
|
Legal Fee |
HKD$20,950
|
Agency Fee |
HKD$31,900
|
Total Expense |
HKD$71,950
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27535 | 19562 | 15270 | 13364 | 10269 | 8415 | 7182 |
1.5% | 28019 | 20050 | 15763 | 13861 | 10775 | 8930 | 7706 |
2% | 28509 | 20546 | 16267 | 14369 | 11296 | 9464 | 8253 |
2.5% | 29004 | 21050 | 16780 | 14889 | 11832 | 10017 | 8823 |
3% | 29505 | 21562 | 17303 | 15420 | 12384 | 10589 | 9414 |
3.5% | 30011 | 22081 | 17837 | 15963 | 12950 | 11178 | 10027 |
4% | 30522 | 22608 | 18380 | 16517 | 13531 | 11786 | 10660 |
4.5% | 31039 | 23142 | 18932 | 17082 | 14127 | 12411 | 11314 |
5% | 31561 | 23684 | 19495 | 17658 | 14736 | 13053 | 11987 |
5.5% | 32088 | 24233 | 20067 | 18245 | 15360 | 13712 | 12678 |
6% | 32620 | 24790 | 20649 | 18843 | 15997 | 14387 | 13387 |