Monthly Repayment |
HKD$10,522
|
Initial Payment |
HKD$0.95 Millions
|
Loan Amount |
HKD$2.22 Millions
|
Total interest |
HKD$0.94 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$17,100
|
Legal Fee |
HKD$20,850
|
Agency Fee |
HKD$31,700
|
Total Expense |
HKD$69,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27363 | 19439 | 15174 | 13280 | 10205 | 8362 | 7137 |
1.5% | 27844 | 19924 | 15665 | 13774 | 10707 | 8874 | 7658 |
2% | 28330 | 20417 | 16165 | 14279 | 11225 | 9405 | 8201 |
2.5% | 28822 | 20918 | 16675 | 14796 | 11758 | 9954 | 8767 |
3% | 29320 | 21426 | 17195 | 15324 | 12306 | 10522 | 9355 |
3.5% | 29823 | 21942 | 17725 | 15863 | 12869 | 11108 | 9964 |
4% | 30331 | 22466 | 18264 | 16413 | 13446 | 11712 | 10593 |
4.5% | 30844 | 22997 | 18814 | 16975 | 14038 | 12333 | 11243 |
5% | 31363 | 23535 | 19373 | 17547 | 14644 | 12972 | 11912 |
5.5% | 31887 | 24081 | 19941 | 18131 | 15264 | 13626 | 12599 |
6% | 32416 | 24635 | 20519 | 18725 | 15897 | 14297 | 13304 |