| Monthly Repayment |
HKD$8,033
|
| Loan Amount |
HKD$1.69 Millions
|
| Total interest |
HKD$0.72 Millions
|
| Total repayment |
HKD$2.41 Millions
|
| Down payment |
HKD$730,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$17,100
|
| Agency Fee |
HKD$24,200
|
| complete insurance payment |
--
|
| Total Expense |
HKD$771,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 20889 | 14840 | 11584 | 10138 | 7790 | 6384 | 5448 |
| 1.5% | 21256 | 15210 | 11958 | 10515 | 8174 | 6774 | 5846 |
| 2% | 21628 | 15587 | 12340 | 10901 | 8569 | 7180 | 6261 |
| 2.5% | 22003 | 15969 | 12730 | 11295 | 8976 | 7599 | 6693 |
| 3% | 22383 | 16357 | 13127 | 11698 | 9394 | 8033 | 7141 |
| 3.5% | 22767 | 16751 | 13531 | 12110 | 9824 | 8480 | 7606 |
| 4% | 23154 | 17150 | 13943 | 12530 | 10265 | 8941 | 8087 |
| 4.5% | 23546 | 17556 | 14362 | 12958 | 10717 | 9415 | 8583 |
| 5% | 23942 | 17967 | 14789 | 13396 | 11179 | 9902 | 9093 |
| 5.5% | 24342 | 18384 | 15223 | 13841 | 11652 | 10402 | 9618 |
| 6% | 24746 | 18806 | 15664 | 14294 | 12136 | 10914 | 10156 |
