| Monthly Repayment |
HKD$7,734
|
| Loan Amount |
HKD$1.63 Millions
|
| Total interest |
HKD$0.69 Millions
|
| Total repayment |
HKD$2.32 Millions
|
| Down payment |
HKD$700,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$16,650
|
| Agency Fee |
HKD$23,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$740,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 20112 | 14288 | 11153 | 9761 | 7500 | 6146 | 5245 |
| 1.5% | 20465 | 14644 | 11514 | 10124 | 7870 | 6522 | 5628 |
| 2% | 20823 | 15007 | 11881 | 10495 | 8250 | 6913 | 6028 |
| 2.5% | 21185 | 15375 | 12256 | 10875 | 8642 | 7316 | 6444 |
| 3% | 21550 | 15749 | 12638 | 11263 | 9045 | 7734 | 6876 |
| 3.5% | 21920 | 16128 | 13028 | 11659 | 9459 | 8165 | 7323 |
| 4% | 22293 | 16513 | 13425 | 12064 | 9883 | 8609 | 7786 |
| 4.5% | 22671 | 16903 | 13828 | 12477 | 10318 | 9065 | 8264 |
| 5% | 23052 | 17299 | 14239 | 12897 | 10763 | 9534 | 8755 |
| 5.5% | 23437 | 17700 | 14657 | 13326 | 11219 | 10015 | 9260 |
| 6% | 23826 | 18107 | 15082 | 13763 | 11684 | 10508 | 9778 |
