Monthly Repayment |
HKD$7,170
|
Initial Payment |
HKD$0.65 Millions
|
Loan Amount |
HKD$1.51 Millions
|
Total interest |
HKD$0.64 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$15,800
|
Agency Fee |
HKD$21,600
|
Total Expense |
HKD$37,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 18644 | 13245 | 10339 | 9049 | 6953 | 5698 | 4863 |
1.5% | 18972 | 13576 | 10674 | 9385 | 7296 | 6047 | 5218 |
2% | 19304 | 13912 | 11014 | 9729 | 7648 | 6408 | 5588 |
2.5% | 19639 | 14253 | 11362 | 10081 | 8012 | 6783 | 5974 |
3% | 19978 | 14599 | 11716 | 10441 | 8385 | 7170 | 6374 |
3.5% | 20321 | 14951 | 12077 | 10809 | 8768 | 7569 | 6789 |
4% | 20667 | 15308 | 12445 | 11184 | 9162 | 7980 | 7218 |
4.5% | 21017 | 15670 | 12819 | 11566 | 9565 | 8404 | 7661 |
5% | 21370 | 16037 | 13200 | 11956 | 9978 | 8839 | 8116 |
5.5% | 21727 | 16409 | 13588 | 12354 | 10400 | 9285 | 8584 |
6% | 22088 | 16786 | 13981 | 12759 | 10832 | 9741 | 9065 |