| Monthly Repayment |
HKD$6,705
|
| Loan Amount |
HKD$1.41 Millions
|
| Total interest |
HKD$0.6 Millions
|
| Total repayment |
HKD$2.01 Millions
|
| Down payment |
HKD$610,000
|
| Stamp Duty |
HKD$100
|
| Legal Fee |
HKD$15,100
|
| Agency Fee |
HKD$20,200
|
| complete insurance payment |
--
|
| Total Expense |
HKD$645,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 17436 | 12387 | 9669 | 8462 | 6502 | 5328 | 4547 |
| 1.5% | 17743 | 12696 | 9982 | 8777 | 6823 | 5655 | 4879 |
| 2% | 18053 | 13010 | 10300 | 9099 | 7153 | 5993 | 5226 |
| 2.5% | 18366 | 13329 | 10626 | 9428 | 7492 | 6343 | 5587 |
| 3% | 18683 | 13653 | 10957 | 9764 | 7842 | 6705 | 5961 |
| 3.5% | 19003 | 13982 | 11295 | 10108 | 8200 | 7078 | 6349 |
| 4% | 19327 | 14316 | 11638 | 10459 | 8568 | 7463 | 6750 |
| 4.5% | 19654 | 14654 | 11988 | 10817 | 8945 | 7859 | 7164 |
| 5% | 19985 | 14997 | 12345 | 11181 | 9331 | 8266 | 7590 |
| 5.5% | 20319 | 15345 | 12707 | 11553 | 9726 | 8683 | 8028 |
| 6% | 20656 | 15698 | 13075 | 11932 | 10130 | 9110 | 8477 |
