Monthly Repayment |
HKD$5,975
|
Initial Payment |
HKD$0.54 Millions
|
Loan Amount |
HKD$1.26 Millions
|
Total interest |
HKD$0.53 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$14,000
|
Agency Fee |
HKD$18,000
|
Total Expense |
HKD$32,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 15537 | 11038 | 8616 | 7541 | 5794 | 4748 | 4052 |
1.5% | 15810 | 11313 | 8895 | 7821 | 6080 | 5039 | 4348 |
2% | 16086 | 11593 | 9179 | 8108 | 6374 | 5340 | 4657 |
2.5% | 16366 | 11878 | 9468 | 8401 | 6676 | 5652 | 4978 |
3% | 16648 | 12166 | 9764 | 8701 | 6987 | 5975 | 5312 |
3.5% | 16934 | 12459 | 10064 | 9007 | 7307 | 6307 | 5657 |
4% | 17222 | 12756 | 10371 | 9320 | 7635 | 6650 | 6015 |
4.5% | 17514 | 13058 | 10683 | 9638 | 7971 | 7003 | 6384 |
5% | 17808 | 13364 | 11000 | 9963 | 8315 | 7365 | 6763 |
5.5% | 18106 | 13674 | 11323 | 10295 | 8667 | 7737 | 7154 |
6% | 18406 | 13988 | 11651 | 10632 | 9027 | 8118 | 7554 |