Monthly Repayment |
HKD$48,796
|
Loan Amount |
HKD$10.29 Millions
|
Total interest |
HKD$4.35 Millions
|
Total repayment |
HKD$14.64 Millions
|
Down payment |
HKD$4,410,000
|
Stamp Duty |
HKD$551,250
|
Legal Fee |
HKD$54,250
|
Agency Fee |
HKD$147,000
|
complete insurance payment |
--
|
Total Expense |
HKD$5,162,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 126888 | 90144 | 70369 | 61585 | 47323 | 38780 | 33096 |
1.5% | 129120 | 92395 | 72642 | 63874 | 49653 | 41153 | 35512 |
2% | 131376 | 94681 | 74962 | 66217 | 52055 | 43614 | 38033 |
2.5% | 133658 | 97003 | 77327 | 68612 | 54527 | 46162 | 40657 |
3% | 135964 | 99361 | 79739 | 71060 | 57068 | 48796 | 43383 |
3.5% | 138296 | 101753 | 82196 | 73561 | 59677 | 51514 | 46206 |
4% | 140652 | 104181 | 84698 | 76113 | 62355 | 54314 | 49126 |
4.5% | 143032 | 106643 | 87245 | 78717 | 65099 | 57195 | 52137 |
5% | 145437 | 109141 | 89837 | 81372 | 67909 | 60154 | 55238 |
5.5% | 147867 | 111673 | 92474 | 84077 | 70783 | 63189 | 58425 |
6% | 150322 | 114240 | 95154 | 86832 | 73720 | 66298 | 61693 |