| Monthly Repayment |
HKD$48,431
|
| Loan Amount |
HKD$10.21 Millions
|
| Total interest |
HKD$4.32 Millions
|
| Total repayment |
HKD$14.53 Millions
|
| Down payment |
HKD$4,380,000
|
| Stamp Duty |
HKD$547,125
|
| Legal Fee |
HKD$53,975
|
| Agency Fee |
HKD$145,900
|
| complete insurance payment |
--
|
| Total Expense |
HKD$5,127,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 125939 | 89470 | 69842 | 61124 | 46969 | 38489 | 32849 |
| 1.5% | 128154 | 91704 | 72099 | 63396 | 49282 | 40845 | 35247 |
| 2% | 130393 | 93973 | 74401 | 65721 | 51665 | 43288 | 37749 |
| 2.5% | 132658 | 96277 | 76749 | 68099 | 54118 | 45817 | 40353 |
| 3% | 134947 | 98617 | 79142 | 70529 | 56641 | 48431 | 43058 |
| 3.5% | 137261 | 100992 | 81581 | 73010 | 59231 | 51128 | 45860 |
| 4% | 139599 | 103401 | 84064 | 75544 | 61888 | 53907 | 48758 |
| 4.5% | 141962 | 105845 | 86593 | 78128 | 64612 | 56767 | 51747 |
| 5% | 144349 | 108324 | 89165 | 80763 | 67401 | 59704 | 54825 |
| 5.5% | 146761 | 110837 | 91782 | 83448 | 70253 | 62716 | 57988 |
| 6% | 149197 | 113385 | 94442 | 86183 | 73169 | 65802 | 61232 |
