Monthly Repayment |
HKD$4,813
|
Initial Payment |
HKD$0.44 Millions
|
Loan Amount |
HKD$1.02 Millions
|
Total interest |
HKD$0.43 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$12,250
|
Agency Fee |
HKD$14,500
|
Total Expense |
HKD$26,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 12516 | 8891 | 6941 | 6074 | 4667 | 3825 | 3264 |
1.5% | 12736 | 9113 | 7165 | 6300 | 4897 | 4059 | 3502 |
2% | 12958 | 9339 | 7394 | 6531 | 5134 | 4302 | 3751 |
2.5% | 13183 | 9568 | 7627 | 6767 | 5378 | 4553 | 4010 |
3% | 13411 | 9800 | 7865 | 7009 | 5629 | 4813 | 4279 |
3.5% | 13641 | 10036 | 8107 | 7256 | 5886 | 5081 | 4557 |
4% | 13873 | 10276 | 8354 | 7507 | 6150 | 5357 | 4845 |
4.5% | 14108 | 10519 | 8605 | 7764 | 6421 | 5641 | 5142 |
5% | 14345 | 10765 | 8861 | 8026 | 6698 | 5933 | 5448 |
5.5% | 14585 | 11015 | 9121 | 8293 | 6982 | 6232 | 5763 |
6% | 14827 | 11268 | 9385 | 8565 | 7271 | 6539 | 6085 |