| Monthly Repayment |
HKD$47,568
|
| Loan Amount |
HKD$10.03 Millions
|
| Total interest |
HKD$4.24 Millions
|
| Total repayment |
HKD$14.27 Millions
|
| Down payment |
HKD$4,300,000
|
| Stamp Duty |
HKD$537,375
|
| Legal Fee |
HKD$53,325
|
| Agency Fee |
HKD$143,300
|
| complete insurance payment |
--
|
| Total Expense |
HKD$5,034,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 123694 | 87875 | 68598 | 60034 | 46131 | 37804 | 32263 |
| 1.5% | 125870 | 90069 | 70814 | 62266 | 48404 | 40117 | 34619 |
| 2% | 128070 | 92298 | 73075 | 64550 | 50745 | 42516 | 37076 |
| 2.5% | 130294 | 94562 | 75381 | 66885 | 53154 | 45000 | 39634 |
| 3% | 132542 | 96860 | 77732 | 69272 | 55631 | 47568 | 42291 |
| 3.5% | 134815 | 99192 | 80127 | 71709 | 58175 | 50217 | 45043 |
| 4% | 137111 | 101558 | 82566 | 74198 | 60785 | 52947 | 47889 |
| 4.5% | 139432 | 103959 | 85049 | 76736 | 63461 | 55755 | 50825 |
| 5% | 141777 | 106394 | 87576 | 79324 | 66200 | 58640 | 53848 |
| 5.5% | 144145 | 108862 | 90146 | 81961 | 69001 | 61599 | 56954 |
| 6% | 146538 | 111364 | 92759 | 84647 | 71865 | 64629 | 60140 |
