Monthly Repayment |
HKD$46,406
|
Initial Payment |
HKD$4.19 Millions
|
Loan Amount |
HKD$9.79 Millions
|
Total interest |
HKD$4.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$524,250
|
Legal Fee |
HKD$52,450
|
Agency Fee |
HKD$139,800
|
Total Expense |
HKD$716,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 120673 | 85729 | 66922 | 58568 | 45005 | 36880 | 31475 |
1.5% | 122795 | 87869 | 69084 | 60745 | 47221 | 39137 | 33773 |
2% | 124942 | 90044 | 71290 | 62973 | 49505 | 41478 | 36170 |
2.5% | 127111 | 92252 | 73540 | 65251 | 51856 | 43901 | 38666 |
3% | 129305 | 94494 | 75833 | 67580 | 54272 | 46406 | 41258 |
3.5% | 131522 | 96769 | 78170 | 69958 | 56754 | 48991 | 43943 |
4% | 133762 | 99078 | 80550 | 72385 | 59301 | 51654 | 46719 |
4.5% | 136026 | 101420 | 82972 | 74862 | 61911 | 54393 | 49584 |
5% | 138314 | 103795 | 85437 | 77387 | 64583 | 57207 | 52533 |
5.5% | 140625 | 106203 | 87944 | 79959 | 67316 | 60094 | 55563 |
6% | 142959 | 108644 | 90493 | 82579 | 70109 | 63051 | 58672 |