Monthly Repayment |
HKD$46,373
|
Initial Payment |
HKD$4.19 Millions
|
Loan Amount |
HKD$9.78 Millions
|
Total interest |
HKD$4.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$523,875
|
Legal Fee |
HKD$52,425
|
Agency Fee |
HKD$139,700
|
Total Expense |
HKD$716,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 120587 | 85668 | 66874 | 58526 | 44973 | 36854 | 31453 |
1.5% | 122708 | 87807 | 69035 | 60702 | 47188 | 39109 | 33749 |
2% | 124852 | 89979 | 71239 | 62928 | 49470 | 41448 | 36145 |
2.5% | 127020 | 92186 | 73487 | 65205 | 51819 | 43870 | 38638 |
3% | 129212 | 94426 | 75779 | 67531 | 54234 | 46373 | 41228 |
3.5% | 131428 | 96700 | 78114 | 69908 | 56714 | 48955 | 43912 |
4% | 133667 | 99007 | 80492 | 72334 | 59258 | 51617 | 46686 |
4.5% | 135929 | 101347 | 82913 | 74808 | 61866 | 54354 | 49548 |
5% | 138215 | 103721 | 85376 | 77331 | 64537 | 57167 | 52495 |
5.5% | 140524 | 106127 | 87881 | 79902 | 67268 | 60051 | 55524 |
6% | 142857 | 108566 | 90428 | 82520 | 70059 | 63006 | 58630 |