Monthly Repayment |
HKD$45,742
|
Loan Amount |
HKD$9.65 Millions
|
Total interest |
HKD$4.08 Millions
|
Total repayment |
HKD$13.73 Millions
|
Down payment |
HKD$4,130,000
|
Stamp Duty |
HKD$516,750
|
Legal Fee |
HKD$51,950
|
Agency Fee |
HKD$137,800
|
complete insurance payment |
--
|
Total Expense |
HKD$4,836,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118947 | 84502 | 65965 | 57730 | 44361 | 36353 | 31025 |
1.5% | 121039 | 86612 | 68096 | 59876 | 46546 | 38577 | 33290 |
2% | 123154 | 88756 | 70270 | 62072 | 48797 | 40884 | 35653 |
2.5% | 125293 | 90932 | 72488 | 64318 | 51114 | 43273 | 38113 |
3% | 127455 | 93142 | 74748 | 66613 | 53496 | 45742 | 40667 |
3.5% | 129640 | 95385 | 77052 | 68957 | 55942 | 48290 | 43314 |
4% | 131849 | 97661 | 79397 | 71350 | 58452 | 50915 | 46051 |
4.5% | 134080 | 99969 | 81785 | 73791 | 61025 | 53615 | 48874 |
5% | 136335 | 102310 | 84215 | 76279 | 63659 | 56389 | 51781 |
5.5% | 138613 | 104684 | 86686 | 78815 | 66353 | 59234 | 54768 |
6% | 140914 | 107090 | 89198 | 81398 | 69106 | 62149 | 57832 |