Monthly Repayment |
HKD$45,543
|
Initial Payment |
HKD$4.12 Millions
|
Loan Amount |
HKD$9.6 Millions
|
Total interest |
HKD$4.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$514,500
|
Legal Fee |
HKD$51,800
|
Agency Fee |
HKD$137,200
|
Total Expense |
HKD$703,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 118429 | 84134 | 65678 | 57479 | 44168 | 36194 | 30890 |
1.5% | 120512 | 86235 | 67799 | 59616 | 46343 | 38409 | 33145 |
2% | 122618 | 88369 | 69964 | 61802 | 48585 | 40706 | 35498 |
2.5% | 124747 | 90536 | 72172 | 64038 | 50891 | 43085 | 37947 |
3% | 126900 | 92736 | 74423 | 66323 | 53263 | 45543 | 40490 |
3.5% | 129076 | 94969 | 76716 | 68657 | 55699 | 48079 | 43126 |
4% | 131275 | 97235 | 79052 | 71039 | 58198 | 50693 | 45850 |
4.5% | 133497 | 99534 | 81429 | 73469 | 60759 | 53382 | 48662 |
5% | 135742 | 101865 | 83848 | 75947 | 63382 | 56144 | 51556 |
5.5% | 138009 | 104228 | 86309 | 78472 | 66064 | 58976 | 54530 |
6% | 140300 | 106624 | 88810 | 81044 | 68806 | 61878 | 57580 |