Monthly Repayment |
HKD$4,514
|
Initial Payment |
HKD$0.41 Millions
|
Loan Amount |
HKD$0.95 Millions
|
Total interest |
HKD$0.4 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$11,800
|
Agency Fee |
HKD$13,600
|
Total Expense |
HKD$25,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 11739 | 8339 | 6510 | 5697 | 4378 | 3587 | 3062 |
1.5% | 11945 | 8548 | 6720 | 5909 | 4593 | 3807 | 3285 |
2% | 12154 | 8759 | 6935 | 6126 | 4816 | 4035 | 3518 |
2.5% | 12365 | 8974 | 7154 | 6347 | 5044 | 4270 | 3761 |
3% | 12579 | 9192 | 7377 | 6574 | 5279 | 4514 | 4013 |
3.5% | 12794 | 9413 | 7604 | 6805 | 5521 | 4765 | 4274 |
4% | 13012 | 9638 | 7836 | 7041 | 5768 | 5025 | 4544 |
4.5% | 13232 | 9866 | 8071 | 7282 | 6022 | 5291 | 4823 |
5% | 13455 | 10097 | 8311 | 7528 | 6282 | 5565 | 5110 |
5.5% | 13680 | 10331 | 8555 | 7778 | 6548 | 5846 | 5405 |
6% | 13907 | 10569 | 8803 | 8033 | 6820 | 6133 | 5707 |