Monthly Repayment |
HKD$45,078
|
Loan Amount |
HKD$9.51 Millions
|
Total interest |
HKD$4.02 Millions
|
Total repayment |
HKD$13.53 Millions
|
Down payment |
HKD$4,070,000
|
Stamp Duty |
HKD$509,250
|
Legal Fee |
HKD$51,450
|
Agency Fee |
HKD$135,800
|
complete insurance payment |
--
|
Total Expense |
HKD$4,766,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 117220 | 83276 | 65007 | 56892 | 43717 | 35825 | 30575 |
1.5% | 119282 | 85355 | 67108 | 59007 | 45870 | 38017 | 32807 |
2% | 121367 | 87467 | 69250 | 61171 | 48089 | 40291 | 35136 |
2.5% | 123474 | 89612 | 71436 | 63384 | 50372 | 42645 | 37560 |
3% | 125605 | 91790 | 73663 | 65646 | 52720 | 45078 | 40077 |
3.5% | 127759 | 94000 | 75933 | 67956 | 55130 | 47589 | 42686 |
4% | 129935 | 96243 | 78245 | 70314 | 57604 | 50176 | 45383 |
4.5% | 132134 | 98518 | 80598 | 72720 | 60139 | 52837 | 48165 |
5% | 134356 | 100825 | 82993 | 75172 | 62735 | 55571 | 51030 |
5.5% | 136601 | 103165 | 85428 | 77671 | 65390 | 58375 | 53974 |
6% | 138868 | 105536 | 87904 | 80217 | 68103 | 61247 | 56993 |